Coming into Atlanta Hartsfield one sunny, clear afternoon, our hotshot pilot almost landed on top of another commercial aircraft crossing our runway. Fortunately, he was able to pull up while pushing the throttle and we missed the poor bugger crossing the runway. I don't know whose fault it was but I suspect the tower gave wrong directions to somebody.
Since that was my third near death experience in an aircraft, I came to the conclusion that it was a matter of fate and that I was not destined to die in an aviation accident. ;o)
I guess you were born to be hanged, as the old saying goes.