I want to know how they plan on getting the insurance companies back on board without risking people losing existing policies.
Did either bill have selling insurance across state lines in it?
Existing policies should only exist if they are supported by the companies underwriters. That is, theoretically the companies should make money off them. Any other system, even if government backed, won’t work.
Selling insurance across state lines is problematic, for the sole reason that states are the primary regulators of insurance. Cross a state line and you double the regulation.