I’m waiting for someone to create a bartering app.
You anonymously post what you have to trade and others make offers with their trade goods. When you find a match you then agree on a time and place.
If they push people too hard they will create this scenario.
What an interesting idea...
The biggest taxi service is just an app - no vehicles (until lately, different story).
The biggest hospitality service is just an app - no hotels.
The biggest social gathering place is just an app - no floorspace.
etc.
Now we need the biggest banking service as just an app - no vaults or ledgers.