Its not really the mandate that has driven costs through the roof, its the required coverage that drives up costs unnecessarily. My wife and I are 57. We're required to have coverage for pediatric care, including dentistry. We're required to have maternity coverage when there is no physical way we can have kids. Oh, and the 60 in-patient drug rehab coverage isn't necessary either. These are just some of the BS items everyone is required to have covered.
Exactly! The mandates we are currently talking about are the “EHB” mandates and the “Age 26” mandate and the “preexisting” mandate. The “coverage” mandate just changed forms, and is now a 30% penalty paid to the insurance company instead of the IRS. These mandates jack premiums thru the roof and will lead to a faster “death-sprial” w/o the extra taxes/fees the GOP is cutting out. Wife & I are trying to do early retirement at about age 61 and current quotes for crappy health insurance are $960.00/mo. for a $5850. p/p deductible...$17,370. to $23,220. out of pocket before insurance kicks in!! Guess we’ll have to look at a Christian “Medishare Program”. This AHCA bill is just as horrible as the last one!