If people with pre-existing conditions are included in any general plan, the general public will never see lower premiums again. At that point, we really aren’t talking about “insurance” anymore, just government-subsidized healthcare masquerading as insurance.
If we have no choice but to cover those people, then the sensible thing is to just segregate them into a government-subsidized plan like Medicare and let everyone else reap the benefits of actual insurance plans.
Probably
IF you’ve got a pre-existing condition you’re in the same category as having to car-jack someone to save your life- survival comes first, as one of my friends put it. Not sure I agree, but then I’ve got good coverage.