I’m really not the one to answer these questions. I have never paid a bill in my 50 years of marriage. I’ve also never decided our health care. I’m the handy man cook in our marriage. My husband at age 70 finally went on Social Security and Medicare. He is a year older than me so when I reached 68 I went on social security and when he reached 70 I then had my healthcare changed to medicare and a suppliment. By waiting we are getting more in payments. I also signed up in the late summer for social security and a couple months later a woman called and asked if I had a problem getting my payments from earlier in the year. I thought what the heck. I asked her if it cut into the amount of money I get in the long run and her rely was no. I would have been nuts to have not taken the money. Sorry I can’t help you. I can give advice on plumbing, toilet, dishwasher, new locks, how to get a car security system to stop when you can’t get in using the driver side.
OK many thanks; somehow I thought you didn’t have SOC sec.
Here’s a link about supplemental insurances; have you heard of the first one mentioned?
http://www.freerepublic.com/focus/chat/3536895/posts?page=23#23