[CatOwner]

Our bank debit card uses a pin for atm withdrawals. I never use any debit card in a store or online.

Smart decision. Unfortunately, millennials live and die by the debit card. Bank fraud is only going to get worse, even with more sophisticated security methods.

[cornfedcowboy]

I think the chip helps from your credit card being used by someone else. Who really cares? It still doesn’t keep someone from stealing your identity. This is the problem.

[M-cubed]

Bank fraud is only going to get worse, even with more sophisticated security methods. <<

In the old days before credit cards it wasn't called bank fraud....it was called robbery ..they just stole your cash