Understood. However, besides my parents paying for my health insurance for 18 years. I paid for my own insurance without ever lapsing for close to 40 years before developing cancer. I’m not supporting that I should pay more now.
Sorry to hear about the cancer. The question becomes one between you,your doctor and your insurer. The government (probably state) would be involved if you were on medicaid. The insurance company should not be allowed to simply dump you onto medicaid. Nor should they overrule your doctor. But you and your doctor have to make some cost decisions.
There are new promising cancer therapies that require the patients cells that are then processed with experimental equipment by a researcher or specialist. IOW, very expensive. OTOH if we don't try them we won't know the effectiveness nor develop the knowledge necessary to make it cheaper, hopefully much cheaper. IMO the government should fund that as research and get as many volunteers as possible into that research. IOW applied cancer treatment should get priority over other research.
There are also incremental improvements on existing treatments. Those can be very expensive too but that's because the studies needed to prove efficacy without harm are very expensive for the drug companies. There should be a priority at the FDA to lower costs for approval. I am somewhat familiar with the FDA in health safety. They have good people but put them in strait jackets which often does not allow common sense.
I hope everything goes well for you..