[ElkGroveDan]

If they cancelled Obamacare tomorrow would you drop your insurance? No, you wouldn't. So why should they lower their rates?

I would drop THAT policy.

You could do that now and the fine you would pay would be a lot less than the premiums you are paying.

No it wouldn't. Trust me on this. I did the math and our account has done the math.

[DoodleDawg]

I would drop THAT policy.

I'm assuming that you shopped around before you bought THAT policy and that THAT policy is the one that best met your needs in terms of coverage and cost. Why would that change when Obamacare is gone? Where is the incentive for insurance companies to lower their rates now that they have a good idea what you're willing to pay?