The government’s hand lies heavy on Medicare.
If you aren’t over 65, the odds are you don’t understand Medicare at all.
When GWB put in Medicare Part C, he essentially put in a privatized option. I was going to take it, but I turned 65 when Obamacare was in the wind, and the rumor was that rates for Part C would be going up because Obama was going to divert some of that income to the ACA.
If there was a truly privatized part of Medicare as an option, it would do well competing with the regular Medicare if it was well run. As it is, Medicare is pretty good, but it is price controlld by the government, and the price varies mightily between heavily supported and about fair. That is, your premium depends on your income.
I also recently became eligible for medicare-and kept my military insurance as my secondary coverage-even though I work 40 hrs per week at a physical job, don’t go to a doc unless I’m injured, use only vitamins and natural supplements, do not/have never taken drugs-prescription or illegal-seldom even use aspirin, weigh the same 110 that I did at 17, and eat only unprocessed food, I have the same amount deducted from my survivors benefit check as someone who goes to a doc for every sniffle and takes hundreds of $$$ of prescription drugs every month-and has all the side effects and interactions-totally unfair.
I’d love a private option that would reward me for taking care of my own health with a lower premium-it also bites that even though I’m an independent contract worker, if I make enough money to actually live on in a year, I still pay into the system...