The building codes were crap, the housing boom in So Florida brought in shady plan style builders who threw up pink stucco sh*t boxes wherever they saw a bald patch of land and sold them for 200k a piece. They could not even weather a minor hurricane
One thing with this storm is insurers will once again leave the state and you will be forced to buy Gubbmint insurance from the JUA at 5k-10k a year.
As a truss manufacturer in lower Alabama for 25 years, we shipped many systems into Florida. Over the years, the state’s standards improved greatly and inspections became incredibly strict. IIRC, trusses for beachfront properties had to be engineered to withstand 150 or 160 mph winds. I pray their diligence helps save homes.