[Excuse_My_Bellicosity]

I have a co-worker that was telling me that the two times that he tried to get a car loan through WF, they just treated him like a total vagabond. This is a guy who makes $90,000/year, has a credit score over 700, and his only debt is his house payment that he makes easily every month. I don’t think he’s BSing me. The banks that he did get his loans from (one car for him, one for his wife, not at the same time) were happy to have him, so I don’t think he was going in there with a crappy record and horridly maxed on credit cards.

[RegulatorCountry]

Some banks seem happier with customers who generate fees, overdrafts, late fees, etc. than those who don’t carry a credit card balance and pay their bills on time.

[EVO X]

This is a guy who makes $90,000/year, has a credit score over 700

I don't think your getting the full story. 700 is OK, but if he has a bunch of other debt and is seeking a big car loan, I could see being denied....

[Fido969]

WF, they just treated him like a total vagabond. This is a guy who makes $90,000/year, has a credit score over 700, and his only debt is his house payment that he makes easily every month

They don't want the customer who is going to pay his balance on time, not run up frivolous charges, and won't be a sucker for the latest scam they are selling.

Instead, they'd rather lend their money to a "good" customer.