Same, wrong, conclusion there.
That article talks about new entities becoming owners of the depositor accounts, sort of like having your mortgage sold, except that you won’t necessarily have the same savings rate.
Also, it refers to depositors in investment banks, which is not the same as your FDIC insured bank.
So, that article, while better than zerohedge, has a lot of different subjects in it, each with it’s own particular context.