Posted on 07/21/2016 5:01:30 PM PDT by Java4Jay
Humana, one of the largest health care providers in the country, has made the decision to eventually leave the vast majority of the Obamacare markets. Out of the 23 Obamacare co-ops that were established only seven remain, virtually all of them under threat of folding by the end of this year.
(Excerpt) Read more at townhall.com ...
nobama screwed up big time. His healthcare reform didn’t die fast enough for him to implement the final stage: single payer healthcare. Too late now.
It’s going (is) to be one hell of a mess. I feel sorry for those affected.
If it’s so great, why are the politicians exempt from using it??
“The only good thing I see was preexisting conditions. That’s it.”
If I understand you you are saying that the requirement to issue insurance to people to cover preexisting conditions is the only good thing about “Obamacare”. Actually that is one of the worst if not THE single worst thing about it.
Oh, the Humanaty!
The old system was badly broken. A low benefit/high deductible policy cost more than the payments, insurance and taxes on a 4 bedroom house. Dealing with bill collectors because the insurance company was slow-paying legitimate claims.
The current system was designed to fail, and it is doing so.
The only question that really counts, which I hereby nominate for the Post Of The Day.
Healthcare (rather lack thereof) has never been this screwed up and it is getting worse. Ask anyone in the healthcare industry.
Before Obamacare if you did not have insurance you were not fined. Now if you don’t have insurance your are penalized to me it is worse after Obamacare. They lied to pass it jut like Gruber said.
Obama fixed nothing however the fix was in to destroy what we had and turn it over to the government do not be fooled.
My opinion is different.
What we had before Obamacare was an absolute mess for thousands (mainly the leeches.)
What we have now, Obamacare, is an absolute mess to millions!
But thank you for sharing your opinion.
Only the informed and above IQ 70 can figure that out effortlessly.
Some posters simply don't qualify.
“Imho, one should lurk a long while before posting.”
He/She is FR “Bi”:
http://www.freerepublic.com/focus/f-bloggers/3397104/posts
aka “Cringing Negativism Network”
All I know is that the HSA/High Deductible policy I need is long gone/banned after Obamacare...wasn’t so bad before O-care. Post O-Care costs for a lesser policy went up 400%. Still waiting for my $2500. savings.
People may think it’s screwed up....but once you leave the US and walk around the planet looking for the best and affordable type medical care....you find three general things.
1. The only countries that have sustainable and affordable healthcare....have marginal illegal drug use, little to no crime, and emergency rooms which barely get used. We don’t fit into their models, and will never fit.
2. Once you add everyone into the pot, who may have serious health problems...the only logical way for a subscription or fee program to go....is UP. We aren’t paying for good health and reasonable habits for ourselves....we are paying for everyone, and ALL of their habits.
3. The only logical reason for health insurance companies to be in the middle of this political mess....is to ensure their profit margin stays at X-percent. They will do whatever it takes....raising rates...to ensure that percentage point is reached.
Sorry, I am pessimistic....it is unfixable.
Yeah - keep the crap for all because the crap for some was scary - take a thinking class and try again.
The current insurance situation is indeed way messed up, because of increased gov-insurance (lawyers all) mashup. Copays going up, costs going up, doctors as gov inquisitors, doctors leaving practice. It effectively only raised costs and got more onto Medicaid.
What we had prior was still a gov-insurance (lawyers all) mashup. Needed tort reform (ambulance chasing lawyers) fraud busting, competition, medical IRAs, choice.
Obama and Clinton before him and Dem’s before her were trying to fix nothing. They wanted government takeover of another 17% of our economy (and even more lawyers). Simply socialism.
It will remain a Dem issue if we do not speak of the correct fixes, some noted above, that will truly fix, improve and cost reduce healthcare. Our Enmedia won’t allow that.
And that’s MY humble opinion. :-)
I’ve spoken with Europeans. They get socialized gov healthcare, sure. But, guess what?
They also get insurance from their employer, and many also get personal policies. Why??
To get treated without llllllonnnnnggggggggggggggggg waits, to get doctor choice, and to get pharmaceutical choice.
Many of their doctors work for gov and also in a private practice. Why?? To make some money from the private practice with clients using work/private insurance or cash.
What a joke their socialized medicine actually is! The poor get care, sure. Minimal gov-care. What we already had/have as Mediccaid here (and sadly the VA).
I have a long-term condition which is not curable (at least yet).
I have had continuous health insurance through either employers or private plans (since 2012).
Up until the change in the law with Obamacare, it was possible that I could have had my condition excluded from coverage when I signed up for a new policy. Employer-based policies typically don’t because of the group insurance nature of the beast. Private policies commonly did.
IMO, “preexisting conditions” should be required to be covered if the individual has maintained insurance throughout. They may be subject to higher premiums, because they do represent higher payouts.
The former “high risk pools” (state issued insurance, generally) used prior to Obamacare were obscenely expensive and covered very little.
Having said all that, I want to see Obamacare repealed in its entirety, with accompanying reforms in medical tort law (and especially in lawyer culpability for frivolous cases), plus recognition for continuity of coverage - if people are being responsible and paying for insurance, they shouldn’t be punished for switching jobs or insurance carriers.
IMHO.
I do not believe the baloney about insurers not being able to go back to the way it was, streamlining it along the way.
I do not believe the baloney about insurers not being able to go back to the way it was, streamlining it along the way.
The current system was badly flawed, which is a good part of what drove non-welfare minorities to liking Obama’s plan. My own fiancé was born with Cerebral Palsy and if it weren’t for being able to be on her father’s healthcare plan would be screwed - a ‘pre existing condition’ nobody can help plus massive job hiring discrimination? No place will insure you and good luck paying for your $6,000 wheelchair when all you can get is a job at min-wage and your biweekly paychecks are around $375.
That being said, his idea of a fix was obviously designed to fail, and even if it weren’t it has fixed one problem for her while worsening hundreds.
For people like your fiance, I would think a system whereby healthcare insurers and/or providers get a direct 100% writeoff for philanthropic donations (like the wheelchair) might be effective, given conditions where the recipient has such a condition.
(Assuming you are male due to screen name): Her preexisting condition is much more serious than mine. It is not out of bounds for the government to encourage or even subsidize behavior on part of private industry to help out in such cases. But due care would have to be exercised to be certain that the philanthropic tax breaks are not abused by the companies or by individuals.
I do not agree that the previous system was badly flawed if it is viewed from the average person’s viewpoint. I do agree that the boundary cases revealed significant issues that needed outside the box solutions - which were not provided for. But “hard cases make for bad law”, and rather than looking for solutions to the hard cases without overturning a system that worked for the vast majority, Obamacare blew up the apple cart in order to make everyone suffer equally.
No system can work for everyone equally, and those of us who exist at the margins (such as with preexisting conditions) cannot be the driving force defining “fair” for all people without pricing many others out of the system, IMO. In my view, that is where we now are, thanks to Obama, Pelosi, and Reid.
Congratulations on your impending marriage, my FRiend.
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