Everyone needs to move their funds to a smaller local bank.
Here in Pennsylvania we have many options, First Niagara Bank, Harleysville Savings Bank and Neffs National Bank are all good ones.
I tried that a few years ago. Bank of America came along and ate my bank - I had to leave again.
Right now I'm with BBVA Compass Bank. Not too big, but owned by the giant and financially shaky Spanish bank BBVA. No nationwide branch network. Very nice people at the branch. No political agenda evident. Electronic banking seems to be a few steps behind other banks. You can't have everything. :)