It is mean to make women and minorities do stuff like pay mortgages
That’s exactly right; look at the situation with Detroit’s unpaid water bills. Certain segments of our society have made it abundantly clear that they have no intention of ever paying for anything (or contributing anything but bastard children to be sacrificed in our urban “Hunger Games”).
As more and more whites fall out of the workforce, they are increasingly doing the same; now our political landscape is morphing from race-driven issues to battles between those paying taxes and those breeding without income. The latter demand the former pay for everything for their children, while many of the former rightfully see no point in that.