Unexpected
My cost for the pewter plan was $8,000 per year.
But I had to spend $10,000 out of pocket before the insurance kicked in. I figured for $18,000 I could get plenty of service at a concierge facility.
Incidentally, I get a 30% discount from my doctor and his lab for not having insurance. That actually makes visits very affordable.
It was never about health care - it was about control.