same thing in American industry.
Bogus suits against the company go to trial and the company’s insurance demand it be settled and not go to trial, no matter how much evidence the company has to disprove the charge. I have some stories from my time in industry you wouldn’t believe.
Saw that with a local water company. They never had a say. The insurance settled a claim when the perpetrator who was drunk was the cause of death.
The same with the townhouse community George Zimmerman lived in.