Agreed. There will be a time when you will be “encouraged” forcibly to trade in your personal savings for some scrip of some kind, and there will be an exchange rate.
If you have a lot of assets, you are going to have a negative exchange rate.
If you don’t have any, your “exchange rate” is going to be a very high positive.
Socials security is a scam, I don’t expect to see any of it. They already have control over that.
Yeah, by the time I can collect I’ll be 67 - having paid in for more than 50 years...