I don’t think I’ll live that long. I have paid in A BUNCH.
You might be surprised. If you are average, and you live to retirement age you will get back the amount you paid in in about ten years. Chances are you will live another ten or so if you did not smoke and you took care of yourself.
The problem is they base the gains on really bad interest rates.
Add in the Medicare costs and we will be burdening our children for decades.
I’m ok with it because I am selfish. Ha ha.