Posted on 03/02/2016 8:46:57 PM PST by SeekAndFind
I don’t care who is proud and who is offended. I’m not making this decision for you or Glen Beck, I’m making it for me. I’m tired of holding my nose and voting for the moderate flavor-of-the-month. I decided that if I can’t vote for a conservative then I won’t vote. I’m tired of compromising my principles.
Funny, as I look over the past year, it would have been way cheaper to just pay for the doctor visits.
Instead, due to a deductible plan, I got to pay for the visits and pay a monthly bill to the insurance company.
Past record and DEEDS ( not just words ) is a better predictor of a person’s future actions than just about anything else.
How do I explain his tag teaming with Rubio against Trump? Simple, it has nothing to do with ideology but tactics.
Trump is leading, they have to attack Trump on his record to take him down a notch. What do you expect in a campaign?
And note, most of Ted Cruz’s attack on Trump referenced what he SAID in the past.
Ted Cruz still plans to build a wall. That is the first point in his immigration plan.
See here:
https://www.tedcruz.org/cruz-immigration-plan-summary/
In fact, if you listened closely in the past debates .. he hinted very strongly that he’d appoint Trump to oversee and manage its building.
Suffice it to say that Ted Cruz is NOT a globalist as you want us to believe. Attacking Trump might not be to your liking, but hey, that’s politics. Trump does the same thing, and as a Cruz supporter, I simply shrug my shoulders.
But please, this thread is about Trump’s healthcare plan ( I started it). Let’s stick to it and not clutter it with globalism and trade. There are other threads for this.
Trump said on TV in an interview within the last few weeks that he supported the mandate. Hard to understand how he didn’t know that was the keystone part of Obamacare.
FWIW, I stated that you cannot trust what Cruz said about Obamacare in the past because he has demonstrated his flexibility on principles. It’s an unfortunate tactic if Cruz by his actions and words is saying Rubio is superior to Trump for the presidency. Those words and actions will mean that those who might’ve gone back to supporting Cruz now wonder who he is.
I recall it was sometime in the 1970’s though, because I gained such a policy through my employer. They paid the premiums at 100% as part of a benefit package. I was way too young to appreciate that way back then. LOL!
HMOs changed things from catastrophic care insurance unless a person opted for more coverage to a system where the insurer took total control, not just of medical care, but of health maintenance and well being. It's been downhill since then, with people jumping through all the hoops just to get "free" stuff because it's covered.
Yeah, I remember those days.
Employers would offer good insurance packages as an incentive to attract good employees to join the company...now they're mandated to provide it.
Sooo "progressive" spit!
Funny how that works.
Reagans said it best “government is the problem, not the solution”.
You’re sounding a bit like a liberal.
Conservatives have been bitching and moaning about how the commerce clause has been abused to justify Washington taking over all states rights and you want to pile on?
Thank You, My King!
May your name be blasphemed throughout the land in the Mead Halls of the unwashed Vulgarians.
(Damn, the curse is working!)
“When you get right down to it, ending employer provided insurance would perhaps be the best bet.”
And have only catastrophic health insurance, have HSA with high deductible plans and remove most if not all mandates.
________________________________
I've actually wondered about that myself. I've had health insurance since before the advent of AIDS and I have noticed a steady rate increase.
I looked it up and found that in 1980 health expenditures per capita were $1,100.00 share of GDP and by 2010 they were $8420.00 share of GDP.
Hope the link works:
http://slidegur.com/doc/218748/national-health-expenditures-per-capita--1960-2010
Are you always this obtuse?
Yes his is Jim, yes he is.
No.
Did you notice that Ted’s guy, John Roberts, just handed the Obama administrations EPA another big victory today?
...if we could only get a ‘real conservative’ in office to appoint judges then all will be well. /s
Trump is not a leftist. Read his books. Read his written proposals. Nothing at all like Soros, Gates, et al.
I can only address a couple of these (time!)
“1” Well, ObamaCare forced everyone to get insurance, and prices (especially in relation to benefits) skyrocketed. Maybe this isn’t working the way many theorize.
“5”. Where does the gov’t provide this, and what good does it do for the gov’t to post some list on a website no one knows about, when one’s provider looks at you in, say, a wellness checkup, and says, ok, we want to run x, y, and z tests, even though one is healthy & not feeling bad? The patient doesn’t know it is not part of the wellness check, because no one freaking explains what IS covered in a wellness check. Or, “you haven’t had a chest x-ray for a while, let’s run one before we schedule you for a colonoscopy.” I’m thinking, ok, either this is covered as a necessary part of the prelim for the colonoscopy, or, at worst, how much can a chest x-ray be? Turns out it’s over S500 (probably over $600 today), just for the x-ray, and it’s not covered. (No sane person considers “applies toward the deductible” as coverage.)
Now, I realize there are lots of complications (see post earlier from a doctor), but, good Lord, this is 2016. Plug the insurance card info. into a computer, plug in the test or procedure, and at least get a price range or order of magnitude that can be required of the provider to give to the patient up front.
One more. “4” Almost no one knows about the freaking HSA’s, either. Require providers to provide information on them (waiting for the Doc would be a great time to read up!), and promote them through PSA’s and online. (No, I know Trump’s plan does not detail this, but it should be added. At least he mentions HSA’s in a document many will read.
As I see it, there’s no way to back out of the Gov’t-in-health care debacle, 100%, in even 20 years. If we can go that direction and get 80% of the way out, in 10 years, I’d consider it a miracle.
If you have health insurance through your employer under a qualified Section 125 plan (as most employer sponsored plans are) then your payroll deductions for your share of the premiums are deducted on a pre-tax basis and so are already excluded from your taxable income, i.e. they are already tax free and additionally you are not currently taxed for your employers share of the premiums. So I very much doubt that under Trump’s plan you would be allowed to double dip and deduct those premiums again. Unless he plans to eliminate the pre-tax deductions which would be IMO, a very bad idea.
For people who are self-employed and pay for a private insurance plan, those insurance premiums are in most cases already tax deductible and have been for many years and actually under ACA (Obamacare) the deduction was made it easier and FWIW was increased to 100% in 2003.
Self-employed health insurance deduction 2015
Deduction for self employed isn’t new
If you buy your own health insurance, you should definitely know about the long-standing health insurance premium deduction for the self-employed.
Congress implemented a 25 percent deduction on self-employed health insurance premiums in 1987 and made it permanent in 1994. The self-employed received even better news in 2003 when premiums became 100 percent deductible.
The deduction – which you’ll find on Form 1040, Line 29 – allows self-employed people to reduce their adjusted gross income by the amount they pay in health insurance premiums during a given year. You’ll find the deduction on your personal income tax form, and you can file for it if you were self-employed and showed a profit for the year.
Are Health Insurance Premiums Tax Deductible?
As to the tax deductibility of all insurance premiums and the great expansion of Medicaid:
Trump’s proposal to exclude all health insurance purchases from taxation is a terrible idea. The principal reason why health care is so expensive in America is that we heavily subsidize its consumption through the tax code and through entitlement spending, to the tune of $1.8 trillion a year. Trump’s proposal would make health care even less affordable than it already is, and has the potential to significantly increase the deficit. Spending on Medicare would increase by at least $800 billion over the next decade. The tax changes could increase the deficit by another trillion or so.
The end result of Trump’s proposed changes would be far fewer people with health insurance, and far costlier health care: precisely the opposite of Trump’s goal of “covering everybody” and reducing costs. Notably, there’s absolutely nothing in the plan about covering people with pre-existing conditions, something that Trump has claimed as one of his highest priorities.
The Most Important Thing About Donald Trump's Health Reform Plan Is That Trump Didn't Write It
And wasn’t Medicaid expansion heralded to be one of the best things about ACA (Obamacare) and hasn’t it been proven to be an expensive disaster for the 30 states that entered into it?
Medicaid Expansion Is Proving to Be a Bad Bargain for States
Again, just like the section on HSA’s, I don’t see anything here to jump up and down over. I would think allowing individuals who do not have or qualify for employer provided Section 125 health plans (pre-tax payroll deductions) or who are not self-employed to be able to deduct their health insurance premiums and or lowering the threshold for deducting out of pocket medical expenses which currently has to exceed 10% of AGI, may not be a bad idea but then again it might not be a good idea either. The increased cost in the form of lower tax revenues would have to be offset by either increased revenue or spending cuts elsewhere. Free or tax free is never either in reality.
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