Insurance is just protection against possibility of loss. If you don’t care about suffering a financial loss due to hazard or illness, then don’t buy insurance. Pretty simple.
I notice you didn’t address any of my points.
Yes, under the current corrupt system, the choice is mine.
Never mind the bigger picture. Keep your blinders firmly in place and whistle your way down the path they have laid out for you.
By the way, you better hope you don’t ever get a real bad diagnosis and your insurance refuses to cover you.
No big deal, right?