Actually, my wife got a couple of good raises as her bosses were afraid that we might move to another state.
Then, when she became eligible for MediCare, she negotiated another raise in lieu of her health care premiums, and went to 3 days a week instead of 4.
So we kept up our income, and I stayed out of the dog house.
But retiring at 62 means you have to repay most of your SS if the household income amounts to anything.
Or not??