Income not spent on gasoline should be available for something else. What besides obamacare is sucking up that money?
Debt.
If the bread earner in a family loses their job, the family will appreciate the lower gas prices, however they still have thousands of dollars in rent / mortgage payments, utilities, insurance, food, and other monthly bills.
More existing businesses are closing now than new ones opening. A first.
About 95 percent of US counties are in worse shape financially now than in 2007.
ObamaCare is more than equal to the task, all by itself.