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To: SeekAndFind

I said this right here a year ago: you aren’t getting rid of Obamaacare. It’s too late. Cruz can say he’ll come in and repeal every world. Great. Now what?

Cruz and Trump have similar talking points on this:

*”portability.” Well, no. It’s not like YOU own your policy. Your employer owns your policy. Portability is possible if you move from one state to another with the SAME EMPLOYER, but utterly impossible if you switch employers. Even if their plans are similar, the pools of insured people are different, and change the coverage. There is no way around that. So it’s disingenuous for anyone to pretend we can mandate “portability.”

*Cruz, and even Trump to some degree, talk “Health Savings Accounts.” Really? In an age where most Americans don’t have much savings at all (last I saw, a majority don’t even have $1000 in the bank), you are going to set up a system where they have to save MORE? Oh, and by the way, the main benefit they get from this is a tax benefit . . . when a majority of Americans don’t pay income taxes? No. I personally spoke with Sen. Cruz about this a year ago, and said at the very least it was a losing political issue, but I also think it just won’t work where America is now. In the 1960s? Yes. We aren’t that economy now.

*Simply repealing everything won’t put back the tens of thousands of policies now destroyed. There is no mandate that can force insurance companies to re-establish those policies, and even if you did do that, the people have CHANGED in the five years since they lost their policies. They are certainly older, many are likely sicker.

*That brings me to “pre-existing conditions.” As Heritage and many others have shown, this is akin to forcing an insurance company to cover your house after it burned down. I understand horrible diseases. I have first hand knowledge of MS. But there is no government on earth that can force an insurance company to post hoc cover someone with such a disease.

*It’s NOT so much even the medical treatment as it is the drugs. This is where someone like Trump could be a genius. Our drug policies subsidize Europe. MS meds are hundreds of dollars there, $80,000 (!!!!) for the same drug here, annually. Why? Because we pay for their socialized systems, and because they ration.

*All Rubio’s “fix” in closing the “risk corredors” did was move responsibility FURTHER to the government (i.e., further toward single payer).

Without addressing the drug issue, even “repealing” Obamacare (which now can’t happen for reasons I showed above) would itself still be meaningless-—you can get to see a doctor, but still can’t get the meds you need. Unless someone can show me how you go back to the system we had before, re-insure all the people who lost coverage, and somehow re-create the insurance companies who failed, went out of business, got out of the industry, or mergged-—which is impossible, I don’t see a plan out there. And to single out Trump is just stupid. NO ONE has an answer, including Cruz.


45 posted on 02/08/2016 8:24:13 AM PST by LS ("Castles Made of Sand, Fall in the Sea . . . Eventually" (Hendrix))
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To: LS

Karl Denninger has some interesting ideas on this subject.

https://market-ticker.org/akcs-www?post=230529


53 posted on 02/08/2016 2:10:38 PM PST by perfect_rovian_storm
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