Trump doesn’t have a health care plan as yet, but has said for some time now that he would like the people to be able to shop around and across state borders...if it’s cheaper in Arizona and you live in Florida, you could purchase Arizona insurance than in Florida.....this is what I do with Auto insurance....it’s completion to keep the price down...
I don’t care anything about what Cruz says or wants, he’s just ‘ME2TED’ on everything anyway...
Cruz was talking about securing the border and fences and walls while Trump was on the phone with Bill Clinton asking his opinion on running.
Cruz was proposing bills in the Senate to curb immigration from Muslim countries on the eve of the Paris attacks, before Trump.
Your “me2ted” is incorrect.
That has been a standard conservative cry for a very long time. Trump has merely co-opted an already accepted position held by conservatives who have been in the trenches fighting.
All that shows is that Trump has no idea how the health insurance industry works.
From my standpoint why would I want to buy my insurance from a company in Arizona? Assuming, for the sake of argument and logic, I would not want to fly to Phoenix for all my medical needs I would have to convince my doctors, pharmacy, and local hospital to accept them as my insurer. Why should they do that? My doctors are not in the insurance company network; they have none in Florida. There would be additional work, and costs, on my doctors part to file claims with them since it would be a unique client. Should an issue come up with the insurance company then my health care provider can't go to the Florida state insurance department, they would have to go to the Arizona department. So with additional costs and effort involved then why wouldn't my doctor and pharmacy and hospital tell me that they won't accept the insurance?
And then look at it from the insurance company. How much should they charge me for my insurance? Their cost structure is based on what medical care costs in Arizona and they base their premiums on that. In all likelihood the costs for a procedure in Miami could be higher than it would cost in a Arizona. How do they factor that in? The insurance company has a network of healthcare organizations in Arizona which they have negotiated with and established a fixed price for their services. They have no such organization in Florida, and aren't likely to establish one for a single client. So they will pay a much higher price for my claims than they would for claims filed by clients in Arizona. The insurance company has no idea how healthy I am, how many claims I've made, and they don't have a pool of customers in Florida that they can spread the risk over so they have no idea how much I'm going to cost them? So where is the benefit for the insurance company? They have to go to the trouble to calculate a one-off premium for me. I'm going to cost them more on my claims. I'm going to cost them more in administrative costs. I may well cost them more in claims than they could ever realize from my premiums. Is my business really worth it to them? Why shouldn't they look at me and say, "Thanks for your inquiry but we don't do business in Florida?"