I swear they almost forced my granddaughter to take a loan. You get preferential treatment if you have an account with Wells Fargo and you get a credit card and hey, they just give you money to put in your account, They were shocked when she refused and told her how she didn’t have to pay it back until she graduated.
My eldest granddaughter is in her last semester with absolutely no debt. The two who are sophomores are also debt free thanks to scholarships, parents and grandparents.
Sounds like my daughter. School was paid for with scholarships, summer jobs, and some help from mom and dad. She finished her PHd at 27 with a total debt of $2,000, which she paid a few weeks after getting her PHd. She was still driving the used Saturn her dad bought her for a high school graduation present, but she and her husband had already purchased their first home. There are a lot of kids like these who worked really hard and paid their own way who are not going to be happy about picking up the tab for slackers.