He did file FEC reports just didn’t list the loans. The Senate disclosures filed at the exact same time DID have the loans listed. Cruz has admitted this was a filing error and has sent all necessary documents to the FEC for a correction.
Oh, and Cruz paid off his loans. Trump... not so much.
It would seem to me that FEC reports are more open to public scrutiny then senate disclosures filed. If it was omitted on accident that’s fine, if it was done to deceive the American people, shame on Ted Cruz