He has echoic memory. Not photographic. Can’t even get the basics right.
The FEC insists big loans are reported since otherwise it would get around the finance laws and allow big donors never to be held to account, allow money laundering, and allow loans to be silent income.
Iowa Bible Thumpers are not going to like all this law breaking by a guy who knows better.
So if someone had sung the loan agreement, he'd remember; in written form, not so much.