[cuban leaf]

I’m 62. Even the bronze plan is so expensive that I can pass on insurance and not have to pay a penalty thanks to the 8% rule. To do it, I moved to KY, where my standard of living is MUCH cheaper and I keep my TAXABLE income below approximately $100,000. And because obamacare dramatically increases in price every year, I can continue to increase my income and still remain under the Minimum where I have to pay a penalty.

‘Course it means I don’t have insurance, but my wife and I saved $26,000 AFTER TAX dollars over two years. That’s roughly $1,100 a month. You can do a lot with that much money.

And the dirty little secret is that the price of health care is WAAAAAAAY cheaper if you don’t use insurance to pay for it.

[yadent]

2 items that might interest you, 1)http://market-ticker.org/akcs-www?post=231002 2)http://surgerycenterok.com/

[Lumper20]

I got tired of the VA and their changes since about 2014 so I took out a Medicare advantage plan. The BCBS Diamond Advantage is a good plan. The price here is 218 a month. I can live with 2700 max out of pocket. The VA just got rid of a number of COPD RX’s such as foradil. They are back at cutting pain meds again.

[TigersEye]

'Course it means I don't have insurance, but my wife and I saved $26,000 AFTER TAX dollars over two years. That's roughly $1,100 a month. You can do a lot with that much money.

Yes, you could set up some kind of interest bearing account set aside for emergency medical expenses. $26k is a heck of a good start for two years. If you can avoid emergency expenses for 10 years you would have enough to cover nearly anything that could happen.