Health “insurance” was whacked out before commie care exactly BECAUSE government was already too involved.
E.g., people don’t use health “insurance” like insurance. They use it (and perceive it) as some kind third party coupon discount.
Insurance is to meant mitigate risk by providing a financial guarantee in the event the risk is realized. When you have insurance, you don’t “want” to make a claim.
Imagine using auto insurance for fuel fill ups and oil changes. That’s what health “insurance” was before commie care.
Also, before commie care, the actual consumer had little involvement in the market itself, other than being a consumer.
Folks go to the doc w/no idea what anything will cost. In fact, docs wouldn’t (and still don’t) provide you options for care because it wasn’t covered under someone’s policy.
When you get your car worked on, you pay for an estimate first, get diagnosed, and told what expected repairs are. Then you decide what to do and where to go for that service.
Find something else wrong along the way? Another estimate.
That’s what a trip to the doc office should be like.
In the eighties states mandated that routine care, like checkups, be incorporated into policies. This was the first largest cost driver.
The number of claims increase several orders of magnitude and, as such, insurance companies need more people and equipment to process.
Get gov out of it entirely, except to combat fraud, including when companies try to screw the insured by claiming their not covered for a big claim when they are.
Well I agree with you.
I don’t think it will happen, but I agree. However until government isn’t requiring massive amounts of things in healthcare (which is a fact of life, in America) then they need to be fair and protect everyone.
It is either open and free (including licensing, schools, all of the things which make healthcare so expensive now) or we need protection. All of us.
One or the other. Either it is free as a system. Or else everyone is protected.
I’m 100% ok with either.
I am not ok with what we had. That was just monstrous.