the federal government is to collect money from health insurers doing better than expected and use those funds to provide a federal backstop to other insurers who incur larger than expected losses from rising medical claims.
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If this is not the very essence of communism, what is?
Yup. The same line of reasoning that the "rich" should pay more in taxes, those who have should pay for those who didn't save, those who work should pay for those who have never held a job, those who sacrificed to raise their children should pay for those who have bastard child after bastard child, those who actual pay college tuition bills should pay for those who want a free ride, etc, etc.