Thank you for sharing your knowledge here. It is very helpful.
I started taking my retirement benefit at 64 because I had been laid off with almost no prospect of finding another job, and I didn’t want to start withdrawing from my tax-deferred accounts. As soon as she was eligible my wife started taking the spousal benefit and will delay taking her full benefit until age 70.
We just happened to find out about this by word of mouth but it was one of the smartest moves we’ve made. We recently hired a new financial planner and as he was going through our profile he noticed our SS situation. He remarked that he can always tell when someone has done serious planning when he sees the spousal benefit being taken.
I am still working...just turned 62 a couple of weeks ago...
can I still work and collect on the spousal SS?....and defer my SS until a later time?