[ROCKLOBSTER]

The idea that they'll control costs is fantasy, and unless the government is going to mandate that employers provide HRPs then they are even less helpful.

There's no "fantasy" to it. It's already been done and proven successful, cutting premiums by around 50%.

One of the few acceptable "government mandates" is that ALL CARRIERS in a given state participate in the HRPs. An HRP is not something an employer can do.

[DoodleDawg]

There's no "fantasy" to it. It's already been done and proven successful, cutting premiums by around 50%.

Can you point me to some examples that I can read up on?

One of the few acceptable "government mandates" is that ALL CARRIERS in a given state participate in the HRPs. An HRP is not something an employer can do.

We must be thinking of two different things then. I'm assuming you're talking bout Healthcare Reimbursement Plans, which are an employer-provided program.