Seems like it may be a labeling error. Fat at 12% would be half-and-half, not whole milk
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The whole chocolate milk I have is labeled 13%. I don’t have any Half & Half on hand but if I remember correctly, it’s labeled 23%..
It sounds as if the dairy industry may be pulling the same stunt as small engine manufactures did in the past, vastly over stating horse power ratings for their products. A 6 h.p. engine being actually a 2.5 h.p.
They were stopped by the fed. gov. and now just state the size of their engines in cubic centimeters.
Are you sure the label doesn’t say the percent of the nutritional daily requirement in one serving?