Believe it or not, "divining" was not a typo ;)
I'm not troubled by his lack of a clear articulation for his insurance plan, because I'm fully confident in his having actually provided insurance.
The man simply does not speak in "contract language," and I think it is rather parochial to believe he should.
I actually read it right as "divining" and dictated it right but Dragon thought that we didn't mean what we were saying and wrote "defining." I did not catch it on the proofread. My apologies.
There are two downsides at least to using voice recognition software: 1) the temptation is to go on and on and I plead guilty; 2) odd mistakes sometimes appear and the brain plays tricks on proofread thinking that it is reading what you intended instead of what actually appears. I have had correspondence with a FReeper who is an editor who explains this phenomenon rather well.