It was stolen either way. The foreclosure fund is theft from taxpayers to fund underwater homowners' loans. This means it's re-stolen, or stolen twice, or to use paraphrase the phrase for frijoles refrito, it's "twice stolen."
Yep. I know someone whose home should have been foreclosed on 5 yrs ago but the bank rescued her because she used to work there. Keep Your Home Calfornia just agreed to pay the bank $92000 so she can keep her house. She’ll wind up losing it anyway. This is the 2nd time in 5 yrs she has been threatened with foreclosure.