I have a grandson in college, graduated on the GI bill with no job prospects. Well not the ones that he thinks he deserves/barf. He is very important and entitled you know.
SO what does this BRIGHT young man do? Signs up for Student Loan to stay in college for his Masters degree, to do WHAT? His degree was in management, hahahahaha.
No amount of talking with him on his chosen path does any good, I am just his lowly poor grandmother.
He says he will pay it off with in 5 years after graduating. I said HOW? You can't find that job now.
I think they all must think as Scarlett O'Hare did when she said, "Oh fiddlty dee, I'll think about that tomorrow".
PS: to self...........think about a new WILL, now.