In our church, in shall-issue Oregon, our insurance company will pay the cost of a CHL (concealed handgun license) for Elders and Deacons. Maybe even for Ushers too.
For an insurance company, this is a pure dollars and cents decision, divorced from all ideology . Says a lot about what the real odds are if we take the emotional responses out of it.
When actuaries are allowed to be honest, this is what happens....