Yes, Ive lived under two HOAs and agree with your assessment. Rampant cronyism, and an emphasis on nitpicking stupid things to death (how DARE you replace a dead shrub without going through the Review Board!) while strenuously avoiding elephants in the room.
We had that issue too. In our case we ran for office and just took control of the HOA. Problem solved! (And community greatly improved!)
77 posted on 06/11/2015 8:05:19 AM PDT by The Duke
(Azealia Banks)