In the past, adults actually read these things before signing.
And I suppose banks actually used to have standards in loaning, and would never loan money to 99% of these people going to college.
I always make a point to get a copy of what i signed, and it holds true in our work as well. Dont care if it’s 500 pages, I want all 500 pages as copies. When the legal sh*t hits the fan, 500 copies looks very valuable.