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I disagree on the 57 year old male thing. I’m that age and I get offers. But you made the proper point that we “dig ourselves into holes”.
The problem isn’t that you are 57 and having trouble with income. The problem is that you are 57 and you dug yourself into a hole. People do that all the time. Forget the cheese, let me out of the trap.
I have led a boring life but that was by choice. I don’t need any more money. If I did, I know where to get it. My sister is one paycheck from homelessness because of all her “payments”. That is her decision. She has a nicer car and cell phone than I do and she has a nice camping trailer that she can’t even pull with her car. That’s the hole she chose and she doesn’t want to hear about it.
I rarely meet people who say to me “How can I get out of this hole I dug?”. Mostly they ask how they can dig it better or live more comfortably in it.
The most important thing you can do at 57 is convince people like my sister not to dig those holes. Write down every bad decision and why it was bad.
Sidenote: Every day, I beat myself up over how I treated my kids and they tell everyone they had a great childhood. I have to constantly remind myself not to do stupid stuff.