Something like 26 or 27 states have tort reform. Can you point to anything that indicates health care premiums in those states have gone down, or increased at a slower rate than non-tort reform states?
In Texas, the primary result has been to improve access to health care, across the state:
Ten Years of Tort Reform in Texas: A Review There is some dispute about that. But there is no dispute that it lowered malpractice insurance premiums.
In a competitive marketplace, lowered costs results in lower prices.