They aren't low income. High earners with fluctuating income have to pay close attention if they take advanced subsidies. They probably weren't expecting to get back on track so fast, but that is the way it goes. It is hard to feel sorry for the couple. They made a bunch of money in the last 6 months of the year that put them over 400% of the poverty level and have to pay all the subsidies back. That is nice problem to have. They probably don't want to pay the money back because it is likely they have other bills to pay. They have at least gold plated health insurance since the wife works for the local university.
They aren’t low income.”””
A family of 4 making less than $95,000 a year can qualify for subsidies.
It sucks people in from every direction.