I’ve got a lot of range time, and I am confident in my skills, but I do not carry a pistol on my person. I carry a knife and pepper spray, but that’s it.
My guns are for home defense and car defense. My .44 revolver does stay loaded and ready, but it’s too big for the car. The auto pistol is for the car, but yeah I do not leave one chambered. I just have a fear of that, I hope it doesn’t ever cost me.