If you don’t want to pay the $10-$15 a month, then pay the $650. If you can’t afford the $650, then be grateful for the alternative.
They are creating a controversy where there isn’t one. I’ve done the rent-to-own thing several times. Back when I couldn’t afford anything and didn’t have credit, it was a blessing.
Things in Britain cost about twice what they do here. Thats due to the tax built in. A social paradise has costs. Everyone thinks the other guy is going to pay for it, but its the poor who wind up paying with higher prices and lost opportunities.
Some things in the UK are more expensive. Not all.