They missed one thing. If you get *any* SS benefit, with or without requesting it, you are *automatically* enrolled in Medicare and cannot leave it.
“If you get *any* SS benefit, with or without requesting it, you are *automatically* enrolled in Medicare and cannot leave it.”
And yet another quirk of the system is that if you are still working at age 65 and enroll in Medicare (or you are forced by your employer into Medicare as your primary insurer), you cannot have a Health Savings Account.