Electronic Proof of Insurance
Maryland is the most recent state to adopt e-card laws or regulations that allow drivers to show evidence of insurance with their smart phone during a traffic stop. As of June 26, there are 37 states with e-card laws. In 2014 Delaware, Maryland, Rhode Island, South Carolina and South Dakota enacted e-card legislation. The trend of states modernizing their insurance laws has advanced quickly. In 2011, no states allowed drivers to use their cell phone to show proof of insurance in a traffic stop and today more than two-thirds of the states have enacted laws or adopted regulations.