Posted on 12/11/2014 5:45:02 AM PST by GilGil
Back in October, I posted about the story that people were avoiding needed medical care because the Obamacare plans involved high deductibles or co-pays. Under Obamacare as it exists now, Americans are basically paying insurance premiums and not getting anything in return. If they avoid the doctor to avoid paying their deductible then they will probably never reach the point that the insurance company has to start helping them with expenses.
(Excerpt) Read more at politicaloutcast.com ...
And this just using one drug. Most use multiple of combination of drugs and warning labels do not apply to combos. Pharmacists greatest service is catching contra-indications of drugs before a customer is killed.
and the $5000 deductible is PER YEAR
so you spend $12000 per year for insurance and it does not cover anything until you reach $5K
This is catastrophic insurance only, in effect, while the freeloaders get every visit free
You might as well put the $12K per year (or $17K) in the bank in case of emergency and hope for the best- in effect self-insure
Once upon a time in America we paid for doctor visits and prescriptions even with ins. Ins. only paid if you were in the hospital or ER. Even then there was a deductible.
What galls me is being given drugs that cause damage, all in the name of treating/preventing another health care
issue. WITH NO WARNINGS THAT THE DRUGS HAVE FDA WARNINGS ON THEM!
Having to go for blood work every 6 weeks or 3 months once you are on the stinking drugs and having to see the doctor when all they need is the blood work. I have thanks to their drugs, 3 DRUG INDUCED health issues. Which require more drugs with their side effects and more blood work. My veins are scarred at the extraction site, both arms. I now need a ENDO, PCP, GASTRO, and a ENT. I’m only 66.
Mandatory Vaccines for Seniors is next! They already have the kids. And a new FDA approval for Gardasil 9 has just been issued. Gardasil 9
http://www.drugs.com/newdrugs/fda-approves-gardasil-9-prevention-certain-cancers-caused-five-additional-types-hpv-4118.html?utm_source=ddc&utm_medium=email&utm_campaign=FDA+Approves+Gardasil+9+for+Prevention+of+Certain+Cancers+Caused+by+Five+Additional+Types+of+HPV
My dad recently went to the hospital for chest pains. Spent one night and had a stress test done. Turns out it was acid reflux. The bill? $40,000.
You hit that nail on the head. FORMER PCP wrote a script for Mobic, for OA pain. 1 Pill set my stomach on fire, took a whole bottle of Pepto to put out. 2 weeks later he writes it as generic, computer caught it thank GOD. Now why did I need to see him in just 2 weeks? MONEY.
But you don’t get that service with DOD MANDATED Express Scripts or Military base for those on Tricare Life. ES over rides doctors DAW scripts and subs in generics. For a ‘small window’ drug like Synthroid that is a crisis in the making for the patient. Been there.
For all of you taking those OTC GERD drugs with Azole in the name, you need to do some reading about them. http://www.medicinenet.com/omeprazole/article.htm
Unchecked GERD leads to Barrett’s Esophagus which is pre cancerous, or Gastroparesis which is even worse!
Home remedy http://www.livestrong.com/article/524993-braggs-vinegar-for-acid-reflux-indigestion/
Have no idea how well it works, but it’s worth a try.
Women Stay the H away from OP drugs. Read before you make a big mistake. Your Bones: How You Can Prevent Osteoporosis and Have Strong Bones for Life - Naturally Lara Pizzorno 2013. The Whole Body Approach to OP R. Keith McCormick. Amazon has them.
The problem gets worse because most medical care is priced as if a third party is paying most of the freight. If you don’t have a third party (insurance) you get stuck with the whole cost.
Nicely put! Original with you?
4 posted on December 11, 2014 at 8:57:22 AM EST by Night Hides Not
It’s worse than that . . . The mister, Alvin Wiederspahn, was a banking exec. “In 2007-2008, Rep. Lummis’ financial disclosure forms reported a net worth between $20 million and $75 million, landing her spot No. 15 on RollCall.com’s list of the 50 wealthiest members in both houses of Congress” . . .
Sheer stupidity to have her say anything.
17 posted on December 11, 2014 at 9:46:04 AM EST by CaptainPhilFan
My dad recently went to the hospital for chest pains. Spent one night and had a stress test done. Turns out it was acid reflux. The bill? $40,000.
Posted by To Hell With Poverty
You don’t get to having a $20 million net worth by throwing $40,000 at every case of the sniffles. Bad guess on Mr. Wiederspahn’s part, is allBut if he’d known he was insured he would have undoubtedly been more inclined to take what turned out to be the correct course of action. ObamaCare functioned as a preemptive “death panel” in this case. With the victim’s cooperation. In effect he was the victim of a phishing attack which discouraged him from the proper course of action.
“You don’t get to having a $20 million net worth by throwing $40,000 at every case of the sniffles. Bad guess on Mr. Wiederspahn’s part, is all”
Well then that’s what Mrs Lummis should have said.
I am NO fan of our new Health Insurance Reality but O’care had nothing to do with the death of a man who could have paid a for a TEST out of pocket. The Lummis-Wiederspahn’s have many more millions than a mere 20 in cash and property.
For her to sit there like the wounded party when some of us actually are on the edge right now is disgusting.
We had to change plans again this year, and because I take 3 expensive drugs for an endocrine problem chose one of the higher cost plans, with half-assed reassurances that my Rx’s would be covered.
But ya know what? They may not be covered - we won’t find out for sure until January. And if they’re not, my choice is death or poverty. THAT is what Ocare has done to everyday, middle-class, working-class Americans.
This is wealth redistribution pure and simple.
To see Lummis boo-hooing about they didn’t know if they were insured or not and that’s why a man with more change in his pocket than I have in my bank account died, frosted my donuts but good.
They can live with holes in the socks by choice. The rest of us can’t afford thread and needles.
more on her property here - cut and paste in case it’s a hotlink.
Insurance is supposed to help with the big expenses, not the small.
Plenty worth complaint about there.
I will add that having insurance cover ordinary doctor’s visits is one of the things that makes going to the doctor so expensive, as the doctor has to hire extra staff and occasionally do battle with the insurance companies himself. It’s also one of the things that really limits the time doctors spend with patients.
Every now and then I read about primary care doctors who decides not to deal with insurance companies and runs a practice on a cash basis, charging around $40 a visit and makes a better living than before, with far less stress. These are doctors who treat the ordinary people and not those who can afford the $2000 or so upfront for concierge care.
and the $5000 deductible is PER YEAR
Up to $12k for a family, that I am aware of. Two friends of mine had cancer scares this year, and it wrecked both’s finances meeting the deductibles...but hey, the one got cervical screening free.
I sympathize with your plight, and like you I bemoan the fact that the poor man’s soapbox, even on FR, is never going to have the clout as the rich man’s wallet and (in this case) the Congressman’s podium.But as a political matter, there is something to be said for hanging even a rich man’s death on ObamaCare. If rich guys can’t navigate the system without dying of his own ignorance, what chance do the rest of us have???
The Congressman (she calls herself that) is a Republican, so we know she didn’t voter for this dog’s breakfast. To the extent there is any “upside,” it is the political fact that her story proves that even a rich, well-connected guy can be helped to die of his own ignorance by ObamaCare.
Yes.
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