This may be why looted and trashed businesses will not be able to reopen in Ferguson. They may not be covered by insurance due to the high risk factor.
...Additionally, the shop owners are concerned the damages done may not be covered by their insurance. I have the best insurance but I heard rumors they may try to play the social unrest card and say that Im not covered and say that this is a civil unrest and therefore Im not covered, Dyan said.
The medical facility owner agreed saying, Several of these businesses and we checked ours theres a cause in it that says theres no coverage for anything pertaining to a riot act. So any of the damage is coming out of the [business owner].
She added, So Its not enough that weve suffered for nine days and lost about 70 percent of the business and cant pay our rent and cant get anybody here to help us. So what else can we observe here as small business owners?
http://www.breitbart.com/Big-Government/2014/08/20/The-Other-Victims-In-Ferguson
Small businesses create most of the jobs in this country.
In Ferguson, those are gone forever.
The rioters made sure no one will ever invest there.
Ferguson’s orgy of mayhem and destruction may just have dealt it a death blow.
But then again in life, we all get what we truly deserve.