This may be why looted and trashed businesses will not be able to reopen in Ferguson. They may not be covered by insurance due to the high risk factor.
...Additionally, the shop owners are concerned the damages done may not be covered by their insurance. I have the best insurance but I heard rumors they may try to play the social unrest card and say that I’m not covered and say that this is a civil unrest and therefore I’m not covered,” Dyan said.
The medical facility owner agreed saying, “Several of these businesses and we checked ours –there’s a cause in it that says there’s no coverage for anything pertaining to a riot act. So any of the damage is coming out of the [business owner].”
She added, “So It’s not enough that we’ve suffered for nine days and lost about 70 percent of the business and can’t pay our rent and can’t get anybody here to help us. So what else can we observe here as small business owners?”
http://www.breitbart.com/Big-Government/2014/08/20/The-Other-Victims-In-Ferguson
Small businesses create most of the jobs in this country.
In Ferguson, those are gone forever.
The rioters made sure no one will ever invest there.
Ferguson’s orgy of mayhem and destruction may just have dealt it a death blow.
But then again in life, we all get what we truly deserve.